Ground Up South Home Inspections

Home Inspection
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Miami-Dade Area Inspected Home
 

Home Inspection Services

Additional Services

An experienced inspector will prepare your Home Inspection Reports with easy-to-read details on:

  • The condition of every major component from the roof to the basement
  • Major and minor deficiencies
  • Any major expenditures necessary
  • What to watch out for
  • Helpful home preservation tips
  • Safety concerns
  • And much more

Our Home Inspector will review the detailed report with you to make sure you understand everything and answer any remaining questions.

Pre-Purchase Inspection

A home inspection is a visual process where all of the items typically used within a home are tested and/or operated to verify proper operation or installation. Doors and windows are opened and closed, roofing materials inspected, air-conditioning and heating systems operated. The Inspector will fill the sinks and tub(s), run the shower(s), and flush the toilets. All the while making notes on the condition and operation of the components tested. Upon completion a report will be distributed to you.

4-point Inspection

A "Four Point Inspection" focuses only on four main areas of interest in a home:
  1. HVAC (Heating, Ventilation and Air Conditioning)
  2. Electrical wiring and panels
  3. Plumbing connections and fixtures
  4. Roof

The inspection and report describes the condition and age of these elements.
Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home. Newer homes are assumed (by the insurance companies) to not have these problems as frequently as older homes.

Wind Mitigation

If you have not had a Wind Mitigation Inspection done at your home, you are most likely paying too much for your homeowners insurance policy. Before getting a Wind Mitigation Inspection, the average homeowner is overpaying by 22%. 22% is just the average, many could save much more than that. As stated in Florida Statute 626.0629, insurance companies are required to offer Florida homeowners "discounts, credits, or other rate differentials..." for construction techniques that reduce damage and loss in windstorms.
These include roof shape, gable bracing when applicable, impact resistant windows or shutters, roof to wall straps or clips (hurricane clips), secondary water barrier and proper nailing of roof deck. If your insurance company can not verify you can not save. Insurance companies will provide discounts, however a certified OIR-B1-1802 form must be filled out by a licensed professional. We provide a quality wind mitigation in an effort to obtain all deductions available to save our clients money.

Roof Certification

Citizen insurance now requires Roof Condition Certification inspections or proof of roof replacement upon renewal for homes of certain ages All roofs must be in good condition with no damage or visible signs of leaks to be eligible for coverage with Citizens. In addition, specific age of roof requirements have been implemented.
Age of Roof Requirements: Homes over 25 years old with a shingle roof, homes over 50 years old with any other type of roof and mobile homes over 25 years old must have the roof replaced to be eligible for coverage. To assist policyholders, Citizens has created a Roof Condition Certification Form (CIT RCF-1 1108) which may be used to certify the eligibility of the roof. Other acceptable documentation includes a copy of a completed roofing contract or an inspection completed by a licensed roofing contractor, which contains the required information, found on form(CIT RCF-1 1108).

Wood Destroying Organism Inspections

Wood destroying insects and other organisms can cause serious problems in the wood structural components of a house and may go undetected for a long period of time. A termite inspection is included in all our home inspection packages, saving you money and time in one appointment. Ground Up South Home Inspections starts with a full termite inspection which includes visual and probing methods. We will look for termite mud tubes, tunnels, and wings on window ledges, door frames, and in boiler rooms. Termite damaged wood beams, joists, and wood support columns in your basement and garage are also inspected.

Additional Services